In this day and age, I declare that I am a finance and economical hypocrite.
There, I said it and I can’t take it back.
Why am I calling myself that?
I live my life in two schools of thought when it comes to waste, financial stability and looking after one’s things.
In one thought, I was raised oh-so-right- to not waste food, clothing, books, toys, everything. If there were any peas left on the dinner plate, I’d feel guilty so I always ate everything on my plate. I always wore hand-me-downs, not from my older sister but from op shops and neighbours.
I think the most embarrassing hand-me-down was when I was donated clothing in sixth grade by the girl across the road, Ashley. Turns out a few months later, I would be joining her at her primary school along with her nerdy twin brother. I absolutely loved the clothes that she donated to me and wore them in all types of outfits- I was trying to channel Claudia from the Baby Sitters Club. So, what was the embarrassing thing? Ashley was the most popular girl in school and I was wearing her hand-me-downs as the new-to-the-area child of a battered poor woman.
Anyway, I have never been a pack rat but I have kept things around “just in case” or “on the off chance…” My parents used to say “waste not, want not.” Which resonates with me whenever I cannot finish a drink when I am out, ‘cos I know later on, it will be the one thing I want. Waste guilts me like a mutha.
In the other school of thought, I’m kind of like “whatever” with my money.
I guess, only ‘cos I earn it myself and have MOH as an absolute last resort if I ever need a bill picked up.
We have our rent set up as direct debits and we have a joint account that we deposit set amounts into each fortnight. Everything else is fair game, or in my case- wasted money. For example, I have always been into jewellery making but never into blinging stuff before I stumbled onto a fashion style called Gyaru (it’s awesome, check it out for yourself). Since discovering gyaru, I have crazy amounts of containers full of rhinestones and brushes for blinging. I even went from four to about 35 nail polishes because it was so girly and I immediately found I really like polishing my nails in all colours and designs. All of this materialistic stuff, while not incredibly expensive, does seem wasteful to me when I look at it from my other POV but it makes me happy. That I am able to still do intricate crafting with my bad eyesight, that I can still be creative, even as I am about to turn the big ……… (pffff, I’m not announcing that here. I ain’t stupey.)
I go a little crazy with the grocery shopping too. What’s new, I may very well pick that up and try it. I can’t go to the supermarket without buying something that is definitely not on my list. But that’s not just me, MOH does it too. Twice last week, as well. But the chocolates after dinner were awesome so no criticism from me
We sometimes get on certain food obsessions one week and completely turned off it by the next week- food wastage abounds in our fridge.
Of course, I have to pay other things out for transport, electricity and water bills plus one off fees like license renewal and insurance premiums. I’m sure with the money I spend on stuff I could have a car or two by now, even a nice down payment on a home.
But sometimes, that stuff isn’t important in your mind set at the time. I am sure I seem very materialistic even after all the minimalistic actions I often blog about. In my case, I think sometimes more is less to learn with. You will learn what you need to live with, what can store your life’s contents away the best and rid yourself of all the crap later. I still cull my clothing every month and throw away unused cosmetics, skincare and other crap I rarely use.
Maybe as I get older, I will learn to use what I have and stop trying to overcompensate being a girly girl as an adult. It felt like a phase to start with but I really am enjoying making up for my tomboy teenage years and doing what I want with my own money.
So, wasted money and I are just passing friends. Until I develop a healthy love for saving, I will continue to be a girly girl and a financial hypocrite!